NOTICE OF FORECLOSURE
Default having been made in the payment of the indebtedness secured by that certain mortgage dated January 20, 1995, executed by Donna M. Henderson, a single person, to United States of America, acting through the Farmers Home Administration, United States Department of Agriculture, which mortgage was recorded on January 20, 1995, in Volume 341, Page 01, of the mortgage records in the Office of the Judge of Probate of Winston County, Alabama, notice is hereby given that pursuant to law and the power of sale contained in said mortgage, the undersigned will sell at public outcry, to the highest bidder for cash, in front of the Main entrance to the Winston County Courthouse at Double Springs, Alabama, during the legal hours of sale on December 10, 2019, the following described real estate, situated in Winston County, Alabama, to-wit:
Commencing at the SW Corner of the NE ¼ of Section 21, thence S-88 degrees 45 minutes 16 seconds –E along the South line of said quarter section 829.63 feet, thence N-00 degrees 06 minutes 46 seconds – E a distance of 332.78 feet to the point of beginning, thence continue N-00 degrees 06 minutes 46 seconds E a distance of 210.00 feet to a point on the South right-of-way of County Road #8, thence N-77 degrees 52 minutes 02 seconds – E along said right-of-way a distance of 135.00 feet, thence S-00 degrees 06 minutes 48 seconds – W a distance of 210.00 feet, thence S-77 degrees 52 minutes 02 seconds – W a distance of 135.00 feet to a point, said point being the point of beginning. Said land lying and being in the SW 1/4 of the NE 1/4 of Section 21, Township 11 South, Range 8 West, Winston County, Alabama and containing 0.83 acres, more or less.
This sale is made for the purpose of paying the indebtedness secured by said mortgage as well as expenses of foreclosure. This property will be sold on an “as is, where is” basis, subject to any easements, encumbrances, and exceptions reflected in the mortgage and those contained in the records of the office of the Judge of Probate of the County where the above-described
property is situated. This property will be sold without warranty or recourse, expressed or implied as to condition, title, use and/or enjoyment and will be sold subject to the right of redemption of all parties entitled thereto.
Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.
The successful bidder must tender a non-refundable deposit of Five Thousand Dollars ($5,000.00) in certified funds made payable to Stephens Millirons, P.C. at the time and place of sale. The balance of the purchase price must be paid in certified funds by noon on the second business day following the sale at the law firm of Stephens Millirons, P.C. at 120 Seven Cedars Drive, Huntsville, Alabama 35802. Stephens Millirons, P.C. reserves the right to award the bid to the next highest bidders should the highest bidder fail to timely tender the total amount due.
The United States of America, acting by and through the United States Department of Agriculture
Mortgagee
Robert J. Wermuth/cls
Stephens Millirons, P.C.
P.O. Box 307
Huntsville, Alabama 35804
Attorney for Mortgagee
DH-Oct. 23, 30, Nov. 6
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